Aetna^® Medicare PPO Plans

What is a Medicare PPO plan?

A preferred provider organization (PPO) plan allows you to visit any doctor or hospital that accepts Medicare. Although going out-of-network can cost more, there are no restrictions on which provider you see. Whether you’re visiting family across the country or sunbathing on a coast, if you have medical needs, you have medical care options.

Unlike a Medicare HMO plan, Medicare PPO doesn’t require you to stick to a network or have a primary care physician. With that flexibility comes higher costs, so talk to a Licensed agent to see if a Medicare PPO plan is the right choice for you.

Medicare Advantage: PPO, HMO, and DSNP plans

Medicare PPO plans are just one of the multiple Medicare Advantage options. If you’re looking to save money on a monthly premium, a Medicare HMO plan might be the plan for you. If you qualify for assistance, a Medicare DSNP plan will also help you with your prescription drug needs, as well as covering certain over-the-counter products. Call a Licensed agent today to discuss eligibility and get the plan that best suits your situation.

	Aetna Medicare PPO	Aetna Medicare HMO	Aetna Medicare DNSP
Use of provider network required	No	*	No
Primary care physician required	No		No
Monthly premiums	Varies by plan	Varies by plan	Varies by plan
Prescription drug coverage included	in most plans	in most plans	**
Dental, vision, and hearing coverage	in most plans	in most plans	in most plans
Fitness benefit	through Silversneakers®	through Silversneakers®	through Silversneakers®
Medicaid enrollment required	No	No

*Use of provider network is required by an HMO plan unless there’s an emergency.
**DSNP is a special type of a Medicare Advantage Prescription Drug plan.